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Settlement Layer

For stablecoin, digital asset and payments companies

Your way into Africa’s financial markets.

We research the market, map the players and introduce you to the people who can get you in.

The landscape

Africa is not one market.Different rules at every border.

  1. One of the most active crypto and stablecoin markets in the world, and our deepest market. A large, mobile-first population, persistent FX pressure and a dense fintech sector drive demand for dollar-denominated rails.

We cover 12 markets: 4 free on the map, 8 in our research.

Explore the free map

Research

Ecosystem maps, market reports and regulatory research on African financial infrastructure, built from primary sources and conversations with the people operating in these markets.

  • The African Stablecoin Economy 2026
    Ecosystem MapsIn progress

    The African Stablecoin Economy 2026

    Stablecoins are becoming part of Africa's financial infrastructure, but the real story is the ecosystem forming around them.

  • African Payment Landscape Vol 2
    Ecosystem MapsPublished

    African Payment Landscape Vol 2

    The rails, banks, mobile money operators, card schemes, processors and cross-border networks across Morocco, Egypt, Ivory Coast, Senegal and Tanzania.

  • Nigeria: Stablecoins, Payments and Market Entry
    Market ReportsIn progress

    Nigeria: Stablecoins, Payments and Market Entry

    Our deepest market, covering the regulators, licences, rails, companies and people that matter.

The network we can leverage.

We know the founders, operators, lawyers and regulators building African finance, personally. We’ll put you in the room.

  • Mercy Emmanuel

    Mercy Emmanuel

    Stablecoin Lead, Flutterwave

  • Favour Uche

    Favour Uche

    Fintech & Web3 Compliance Lawyer, VASPA

  • Gbenga Omosuyi

    Gbenga Omosuyi

    Head of Global Business Development, Sphere Labs

  • Uzoma James

    Uzoma James

    Expansion Lead, Africa, Codex

And many more across the industry.

  • Introductions
  • Partnerships & API integrations
  • Private rooms & events

Work with us.

Commission research, partner with us on it, find the right partners, or sponsor the show.

Intelligence Brief

For companies that need a focused answer to a specific market or strategic question.

Price

$1,500

5–10 business days

See what’s included
  • Market research
  • Ecosystem research
  • Regulatory research
  • Competitive intelligence
  • Opportunities and risks
  • Decision-ready recommendations
Start a Brief

Research Partner

Collaborate with Settlement Layer on research into the African digital asset economy.

Partner on research

Partner Intelligence

For companies that need to find, qualify and be introduced to the right partners in an African market.

Price

$3,000

1–2 weeks

See what’s included
  • Partner landscape
  • Company research
  • Partner qualification
  • Decision-maker research
  • Prioritized shortlist
  • Strategic fit assessment
  • Recommended outreach angles
Find the Right Partners